One network for every stage
of business ownership.

Clef is a network of AI agents that know each other. Tell it what you need, whether that’s a business to buy, operational help, or a plan to sell, and it routes you to the agent built for that job.

What do you need?
01Looking to buy02Operating a business03Looking to sellPEOPLE & BUSINESS DATABuyersLendersOwnersCustomersCrewsAccountantsSellersBrokersCharlieBuyer ↔ seller matchingNoraBuy-side diligence · QoERuthInvoices & collectionsOtisBack officeEllisCrew dispatchDevonBooks & sell-side QoEVeraBusiness valuationMilesBroker matching

01 / 06 · A buyer reaches out

A buyer tells Charlie what kind of business they want to own.

Every request, routed

Say what you need. The network knows who does it.

Buying, running, and selling a business take very different help. Tell Clef what you need, and it goes to the agent built for that job.

0 of 8 routed

  1. BuyFind HVAC companies in Ohio with $1M or more in EBITDA. CharlieBuyer ↔ seller matching
  2. BuyCheck whether the seller's add-backs hold up. NoraBuy-side diligence · QoE
  3. OperateText Brennan Property about invoice 4471. It's 34 days late. RuthInvoices & collections
  4. OperateGet payroll approved for 23 people by Thursday. OtisBack office
  5. OperateMove Thursday's jobs around the rain. EllisCrew dispatch
  6. SellGet the books ready for a buyer's QoE. DevonBooks & sell-side QoE
  7. SellTell me what the business is actually worth. VeraBusiness valuation
  8. SellFind a broker who has sold companies like mine. MilesBroker matching

How it works

It starts with a map.

Charlie learns how a business actually runs. Every agent works from that same map, so nobody asks you the same question twice.

  1. 01CharlieMaps it

    Charlie learns the business.

    It can start before you own it. During the deal, Charlie builds the map from the seller's documents and your conversations: who pays the business, who it pays, who works there, and what's due when. If you already own one, he starts from yours.

  2. 02DevonReads the books

    Devon closes the books every month.

    From the first month you own it, every number is reconciled to the bank, with a 13-week cash forecast and the adjustments a buyer's accountant will look for, documented years before you sell.

  3. 03OtisRuns the back office

    Otis keeps every deadline.

    Payroll, vendor bills, insurance, licenses. The work with a due date and a penalty gets done on time, and you get a weekly summary instead of a pile of mail.

  4. 04RuthCollects

    Ruth gets you paid.

    Invoices go out the day the job closes. Follow-ups go out on a schedule you approve, in your voice. In this example, days to get paid drops from 52 to 31.

  5. 05CharlieFinds the next owner

    When you're ready, Charlie finds the buyer.

    Vera prices the business from Devon's books and Ruth's collections history. Charlie brings it to buyers who are funded and a real fit. Your name stays private until you say so.

Example · HVAC company · 23 peopleCharlieRuthOtisDevon
OWNERYouCUSTOMERS412 accountsINVOICES$186K openBANKOperating accountPAYROLL23 peopleVENDORS38 suppliersCOMPLIANCE41 deadlinesBOOKSGeneral ledgerBUYERS3 funded, 1 fit
Scroll to build the map

The agents

Every agent has one job.

Each one does its job all day, every day, and hands everything else to the rest of the network. Pick one to see its work.

01 Buy

02 Operate

03 Sell

CharlieBuyer ↔ seller matching

Finds the buyer, or the business.

Charlie learns what an owner wants in a successor and what a buyer can actually close, then connects the two and keeps the deal moving from the first call to the closing table. Along the way he maps how the business runs, and that map is what every other agent works from.

Handles

  • Intake calls and texts with owners and buyers
  • Private introductions when the fit is real and funded
  • Deal prep, diligence requests, and document chasing
  • Lender and SBA financing hand-offs
  • The map of the business: customers, vendors, people, cash
Text Charlie (628) 468-8265
MessagesCharlie · (628) 468-8265

Is this Charlie? My accountant said you help people sell their business.

That's me. Happy to help. What kind of business is it, and how long have you had it?

HVAC. 23 years, 19 employees. I'm 61 and my kids don't want it.

Got it. Any sense of timing? Some owners want out in a year, some want three.

Two years, maybe. I want my guys taken care of.

I hear that a lot. I'll only bring you buyers who plan to keep the team. Can I call tomorrow at 10 to learn the rest?

10 works.

Call scheduled · Tomorrow, 10:00 AM

When you’re buying

Find the right business. Know what you’re buying.

Charlie and Nora cover the search and the diligence. The operating agents are ready the day you take over.

  1. 01Finding it

    Tell Charlie what you can close.

    Your budget, your financing, the kind of business you want to own. Charlie brings you matches, including owners the network already works with who haven't listed.

    Charlie

  2. 02Checking it

    Know what you're buying.

    Nora ties the seller's numbers to the bank, tests every add-back, and flags the risks a lender will ask about before you sign.

    Nora

  3. 03Owning it

    Take over with help on day one.

    The operating agents start with everything the deal turned up, so the business keeps running while you learn it.

    Ruth, Otis, Ellis, and Devon

Looking for a business to buy? Tell Charlie what you want to own, and he’ll start looking today.

Text Charlie (628) 468-8265

When you’re operating

A Tuesday at your business.

Pick the business closest to yours. Here’s one day of the team’s work, start to finish.

  1. 6:40 AMEllisRain moved 6 maintenance visits to Friday. Crews rebooked, customers texted.
  2. 7:15 AMRuthInvoiced Brennan Property Group for yesterday's rooftop unit swap. $8,420, net 15, pay link attached.
  3. 9:02 AMRuthThird reminder to Oakview Dental on $2,180, 34 days late. Paid by card at 9:47 AM.
  4. 11:30 AMDevonEquipment costs are up 9% since July. 6 open quotes still use the old pricing. Sent you the list.
  5. 1:10 PMOtisPaid the parts supplier 10 days early to take the 2% discount. Saved $312.
  6. 3:45 PMOtisSent the certificate of insurance a GC needs before tomorrow's job.
  7. 7:05 PMCharlieAn owner one county over wants to retire and sell a 6-truck HVAC company. It fits your add-on plan. Want the intro?
92%

of small business exits in 2022 were closures. 5% were sales.McKinsey Institute for Economic Mobility, “The Great Ownership Transfer,” Feb 2026

My stepdad spent 38 years building a profitable business. When he was ready to retire, he couldn’t find a buyer, so he closed the doors. That’s why we built Charlie.
Alex Hines · Co-founder & CEO, Clef

When it’s time to sell

Your business should outlast your retirement.

  1. 012 to 3 years out

    Know your number.

    Vera values the business from its real books and shows you what raises and lowers the number, while there's still time to act on it.

    Vera

  2. 02Before you list

    Get the books ready.

    Devon runs the review a buyer's accountant will run, so the add-backs are documented and nothing in diligence surprises you.

    Devon

  3. 03When you're ready

    Find the right broker or buyer.

    Miles brings you brokers who have sold businesses like yours. If a direct sale fits better, Charlie brings buyers who are funded and a real fit. Private until you say so.

    Miles and Charlie

Thinking about selling, even years from now? Text Charlie. No listing, no forms, and your name stays private.

Text Charlie (628) 468-8265

Start here

Start with a text to Charlie.

(628) 468-8265

Tell him what you need: a business to buy, help running the one you have, or a plan to sell. He’ll bring in the right agents from there.

Rather start by email?

Tell us what you’re working on and we’ll set you up with the right agents.