Collections by Ruth · Part of The Collector

Get paid for work you already did.

Ruth emails and calls your customers about overdue invoices. She gets a date they’ll pay and keeps following up until they do, so you never have to make that awkward call again.

See how she works
RuthCalling Oakview Dental · Accounts payableRinging

    Promised Friday · note added to invoice 1042

    $17.7K

    owed, on average, to small businesses with unpaid invoices.

    59%

    of small businesses have invoices more than 30 days overdue.

    Intuit QuickBooks, 2026 Small Business Late Payments Report

    Ruth calls on every invoice past the line you set, until each one has a date or a payment.

    Three calls

    The calls you keep putting off.

    Ruth already knows who owes you money, who got a quote and went quiet, and who’s due for their usual job, from the invoices she sends or your QuickBooks.

    RuthCalling Oakview Dental · Accounts payableRinging

      Promised Friday · note added to invoice 1042

      How it works

      Set it up once. She takes it from there.

      1. 01

        Invoice through Ruth, or connect QuickBooks.

        Either way, she sees every invoice that’s past due.

      2. 02

        Set the rules.

        How late an invoice has to be before she calls (15 days to start), the days and hours she can call, and whether she needs your OK first.

      3. 03

        Ruth calls.

        She reaches the right person, says which invoices are past due, and gets a date. If they need a copy, she emails it.

      4. 04

        You see everything.

        Every call has a transcript and an outcome, and Ruth texts you how it went.

      Your customers, your rules.

      • She only calls on the days and hours you set.
      • Turn on approvals and she waits for your OK before every call.
      • She reads customers, invoices, and payments. She never changes an amount, records a payment, or deletes anything.
      • Disconnect any time and she stops right away.
      • Your data is never sold or used to train AI models.

      Get started

      What are you owed right now?

      Text Ruth and she’ll start on your overdue invoices. Collections is part of The Collector.